Make the First Time Count

The Pacific Oaks VISA® First Card

Your credit score may be the most
important number you’ll ever have

Establishing and maintaining good credit score, a measure of your credit worthiness, will save you money for your entire life! Opening a Pacific Oaks VISA® First credit card account is a great way to start.

• 15.99% APR* fixed rate
• The convenience of worldwide acceptance
• The safety and security of VISA®

*APR=Annual Percentage Rate. Rates subject to approval.

Anyone ages 16 to 17 with no credit history with a qualifying co-applicant & those 18 years or older with no credit, but with a job can qualify for a VISA® First Card.

Start building a healthy credit history. Click here to download an application today. Print, fill out your information and return it to your local branch today!

Click here to download important information that will help you create a healthy credit score and keep your credit card (and your credit score along with it) safe!

Live large. Charge responsibly.

 

If Your Card Is Lost or Stolen
Call 800-754-4128.

 

Terms and payments on secured loans and VISA vary, depending on the outstanding balance. This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.