About Us

Pacific Oaks Federal Credit Union, formerly Point Mugu Federal Credit Union, has fulfilled member’s financial dreams for over 60 years. Dream cars, dream houses, dream vacations – we finance it all! 
We are a not-for-profit financial cooperative, owned and operated by our members. Like a bank, we offer a wide array of financial products and services. Unlike a bank, our profits are distributed in the form of dividends and better rates to our entire membership. 
Our Board of Directors is comprised of member-owner volunteers who dedicate countless hours to guiding Pacific Oaks in decision making that determines growth and policies. Thank you to our dedicated Board!

Board of Directors

Chairperson: Larry Martin
Vice Chairperson: Jonathan Neira
Secretary/Treasurer: Garda Falt
Directors: Joel C. Enriquez, Craig Everett, Ed Millan & Leonard Uhler

Supervisory Committee

Chairperson: Cynthia L. Borchard
Recording Secretary: Lorrie L. Brown
Member:  Peggy Dolan & Don Nahrstedt
Pacific Oaks is a safe place to grow money and manage finances. We offer a variety of checking options, investment accounts and free financial counseling. Members appreciate banking with a local financial institution and having the peace of mind knowing they can walk into any of our local branches and speak to someone face-to-face. We also make accessing money easy through the largest network of ATMs nationwide and free online and mobile banking. To top it all off, accounts are federally insured up to $250,000 by the NCUA (National Credit Union Administration.)

Anyone who lives, works, worships or attends school in Ventura County is eligible to join Pacific Oaks.