Checking - Free and Rewarding

Peace of mind, nationwide access, and 24-hour convenience come standard with our Platinum and Free checking accounts. You'll also get:

• VISA® Check Card with ZERO liability for unauthorized transactions
• Free Online Banking
• Free Bill pay with unlimited transactions
• Overdraft Protection from savings, Visa® and Smart Pay
• Free eStatements and check copies
• Unlimited check writing
• Online check ordering
• Direct deposit 
   

Platinum Checking with Rewards!
 

Make every trip to the gas station, grocery store, and dry cleaners more rewarding with the Pacific Oaks Platinum Checking with Rewards. Earn points for your check card purchases.

• Earn competitive rates on your balance
• Bundle points from your Platinum Visa® Check Card and your Platinum Credit Card to rack up rewards
  even faster! 
• Earn Reward points redeemable for merchandise & travel
• Enroll for Visa Platinum Rewards
• Search rewards and view special offers
• Check out current discount offers

 

Free Checking

• No monthly fees!
• No minimum balance

Simply Debit

• Unable to open a checking account due to credit problems or ChexSystems?
• An economical alternative to expensive check cashers and payday lenders with outrageous fees
• Email or call 805-384-1100 to speak with someone about the Simply Debit account.

 

Order Checks

 

 

Lost or Stolen ATM or VISA® Cards

If your ATM Card is lost or stolen, call 888-241-2510.
If your VISA® Card is lost or stolen, call the Credit Union and VISA® at 800-543-5073.

 

Approval for checking account and check card are subject to verification of credit and ChexSystems. $7 monthly fee waived with an average daily balance of $5000, and for members 55 and over.