IRA Certificates

An IRA from Pacific Oaks is a great way to get a head start on your retirement savings.

• Higher returns for longer savings goals
• Tax-deferred dividends
• Roth and Coverdell ESA (Education) are also available
• All IRA accounts are insured up to $250,000 by the National Credit Union Administration.
• Competitive dividends
• 1 - Year to 5 -Year options available
• Your IRA contribution may be tax deductible. Consult your tax advisor.

Current Rates

All dividends are calculated on the ending daily balance; earned dividends are posted at the close of business on the last day of the month or at certificate maturity. Dividends are forfeited if account is closed before the end of the dividend period. Dividends are declared by the Board of Directors monthly and are not guaranteed; dividends are paid from current income and available earnings after required reserve transfers. Other account terms may reduce earnings. Certificates have early withdrawal penalties. Rates and yields are subject to change without notice.