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Higher rates liquidity make Pacific Oaks Money Market account a great place to park your savings. All dividends are calculated on the ending daily balance; earned dividends are posted at the close of business on the last day of the month or at certificate maturity. Dividends are forfeited if account is closed before the end of the dividend period. Dividends are declared by the Board of Directors monthly and are not guaranteed; dividends are paid from current income and available earnings after required reserve transfers. Other account terms may reduce earnings. Certificates have early withdrawal penalties. Rates and yields are subject to change without notice.Money Market