Pacific Oaks Federal Credit Union

Pacific Oaks Federal Credit Union, formerly known as Point Mugu Federal Credit Union, has offered superior banking services to Ventura County since 1948.

Commitment

We have always been committed to providing personal financial solutions to help you reach your goals and fulfill your dreams.

Ownership

Pacific Oaks Federal Credit Union is a not-for-profit financial cooperative owned and operated by our membership. Unlike a bank, our profits are distributed to our members in the form of dividends and better rates, which allows everyone to share in the success. Anyone who lives, works, worships or attends school in Ventura County is eligible to join Pacific Oaks Federal Credit Union.

Membership

Become a member of Pacific Oaks Federal Credit Union and discover the way banking was meant to be. Call or visit one of our convenient branch locations.

As a member, you'll enjoy:

• Free Checking or Platinum Checking with Rewards
• Free Online Banking and Free Bill Pay
• Telephone Access
• Convenient ATM Access
• Credit Cards
• Auto Loans
• Home Loans
• Home Equity Loans
• Personal Loans
• Savings & Investments

Premier Membership

In recognition of members who take full advantage of membership, Pacific Oaks Federal Credit Union has created Premier Membership. Either a Checking Account with Direct Deposit or any Real Estate Loan qualifies you for additional benefits and savings above and beyond Membership. View the chart below to see our different membership levels.