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Short-term plans, long-term plans, or simply every day savings, Pacific Oaks has you covered. And that includes the peace-of-mind of knowing that all accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. And we've made it easier to save with payroll deduction and direct deposit. Save a little, save a lot - either way, save yourself the worry of protecting your future by trusting your neighborhood credit union, Pacific Oaks. Rates Effective as of
2/1/12
*Rates, terms and conditions are not guaranteed and are subject to change without notice. Minimum initial deposit is $1 for Custom Club Savings. Money Market Savings balances below $500 do not earn dividend. Rates subject to change without notice. Rates Effective as of
2/1/12
*Rates, terms and conditions are not guaranteed and are subject to change without notice. Fees could reduce earnings on share certificates. A penalty may be imposed for early withdrawal. NCUA Your savings insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA insurance coverage is $250,000 for IRAs. Rates Effective as of
2/1/12
*Rates, terms and conditions are not guaranteed and are subject to change without notice. Fees could reduce earnings on share certificates. A penalty may be imposed for early withdrawal. NCUA Your savings insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA insurance coverage is $250,000 for IRAs.Savings Rates
Savings*
Minimum Initial Deposit Minimum Balance
to Earn DividendsAnnual Dividend Rate Annual Percentage Yield (APY) Regular Share & $25 $25-$99 0.15% 0.15% APY Custom Club Savings $25 $100-$999 0.15% 0.15% APY $25 $1,000-$9,999 0.15% 0.15% APY $25 $10,000-$24,999 0.15% 0.15% APY $25 $25,000 & above 0.15% 0.15% APY Money Market $2,000 $500-$4,999 0.15% 0.15% APY $2,000 $5,000-$24,999 0.15% 0.15% APY $2,000 $25,000-$49,999 0.25% 0.25% APY $2,000 $50,000-$74,999 0.25% 0.25% APY $2,000 $75,000-$99,999 0.25% 0.25% APY $2,000 $100,000 & above 0.45% 0.45% APY Platinum Checking $2,500 $1 0.10% 0.10% APY
Share Certificates*
Minimum Initial Deposit Minimum to Earn Dividends Annual Dividend Rate Annual Percentage Yield (APY) 3 Month Certificate $1,000 $1,000 .20% .20% APY 6 Month Certificate $1,000 $1,000 .30% .30% APY 1 Year Certificate $1,000 $1,000 .40% .40% APY 2 Year Certificate $1,000 $1,000 .60% .60% APY 3 Year Certificate $1,000 $1,000 .85% .85% APY 4 Year Certificate $1,000 $1,000 1.00% 1.00% APY 5 Year Certificate $1,000 $1,000 1.25% 1.26% APY
Traditional, Roth IRA & Coverdell ESA*
Minimum Initial Deposit Minimum to Earn Dividends Annual Dividend Rate Annual Percentage Yield (APY) 1 Year Certificate $500 $500 .40% .40% APY 2 Year Certificate $500 $500 .60% .60% APY 3 Year Certificate $500 $500 .85% .85% APY 4 Year Certificate $500 $500 1.00% 1.00% APY 5 Year Certificate $500 $500 1.25% 1.26% APY
