Smart Pay

Sometimes life's challenges can leave you a little short of cash. So we've introduced a smart way to help you surf life's unexpected financial waves.

• No sign-up. Service is automatic with a Share Draft account*
• Protection limit up to $1,000 (including Smart Pay fees)
• No Insufficient Funds or returns to payees
• Available with ATM services
• 30 days to bring account balance positive
• Only pay a fee of $35 for an item paid on insufficient funds

*Some restrictions apply.