Benefits of Membership

Experience the wave!

Free Checking
Free Online Banking and Free Bill Pay
Automated Telephone Access
Convenient ATM Access
Credit Cards
Savings & Investments
Personal Loans
Auto/Vehicle Loans
Real Estate Loans

Discover the Benefits of Membership

Premier Membership

In recognition of members who take full advantage of membership, Pacific Oaks Federal Credit Union has created Premier Membership. Either a Checking Account with Direct Deposit or any Real Estate Loan qualifies you for additional benefits and savings above and beyond Membership.

Membership status for each month is based upon account data from the prior month, excluding accounts 60 days or more delinquent.
* Members not meeting these requirements are subject to all fees/charges outlined in the Truth-in-Savings Disclosure.
** Any direct deposit of regular monthly income in the amount of $100.00 or more (i.e. payroll, Social Security, or retirement pay).
The direct deposit requirement will be waived if the member has an aggregate balance of $10,000 or more.
Any loan secured by real property (i.e. 1st Mortgage, 2nd Mortgage, or Home Equity Line of Credit).


		Benefits of Membership Experience the wave! Free Checking Free Online Banking and Free Bill Pay Automated Telephone Access Convenient ATM Access Credit Cards Savings & Investments Personal Loans Auto/Vehicle Loans Real Estate Loans Discover the Benefits of Membership Premier Membership In recognition of members who take full advantage of membership, Pacific Oaks Federal Credit Union has created Premier Membership. Either a Checking Account with Direct Deposit or any Real Estate Loan qualifies you for additional benefits and savings above and beyond Membership. Membership status for each month is based upon account data from the prior month, excluding accounts 60 days or more delinquent. * Members not meeting these requirements are subject to all fees/charges outlined in the Truth-in-Savings Disclosure. ** Any direct deposit of regular monthly income in the amount of $100.00 or more (i.e. payroll, Social Security, or retirement pay). The direct deposit requirement will be waived if the member has an aggregate balance of $10,000 or more. Any loan secured by real property (i.e. 1st Mortgage, 2nd Mortgage, or Home Equity Line of Credit).