Bill Consolidation

Give high-rate debt the brush off.
Experience the wave!

Pacific Oaks offers its members a great opportunity to do away with high-rate interest payments – by consolidating debt onto one of our low-rate Visa cards. Enjoy no annual fees and no balance transfer fees! Plus, there is one low fixed rate for purchases, cash advances and balance transfers, making it a great alternative to paying the high-interest rates of other credit cards.

Check out our Visa Platinum, Visa Classic, Visa Gold and Visa First credit cards for more details.

Voluntary Debt Cancellation

Your dreams of a financially secure future need to be protected. 
Member’s Choice Borrower Security on your loan can help.  Ask a credit union representative for details.