Home Loans

Live your dreams.
Experience the wave!

Home Equity Line of Credit

• Interest may be tax deductible*
• Equity can be used for a variety of reasons

Home Loans

• Variable and fixed rate loans available
• Quick approval and funding
• Apply Online
• Apply over the phone: (805)384-1100 ext 251
• Very competitive rates

Second Mortgage Loans

• Fixed rate loans
• Loan amounts from $20,000

All of Our Real Estate Loans Offer

• Same day loan approval
• Easy Application
• Competitive rates

*Consult your tax advisor regarding tax deductibility of interest.

Voluntary Debt Cancellation

Your dreams of a financially secure future need to be protected. 
Member’s Choice Borrower Security on your loan can help.  Ask a credit union representative for details.

Live

The home you've always dreamed of can become a reality with a Pacific Oaks Federal Credit Union Real Estate Loan.

Create

Pacific Oaks Federal Credit Union Mortgage Loans offer a free 30-day lock, same day loan approval and, most importantly, low competitive rates. If you already own a home, our Second Mortgage or Home Equity Line of Credit loans can help you further your dreams. No matter what your need, Pacific Oaks Federal Credit Union will help design a Real Estate Loan for you.

Support

Applying for a Pacific Oaks Federal Credit Union Real Estate Loan is fast and easy. You can apply online and, in some cases, be approved immediately. Use our handy Home Mortgage Calculator to figure out potential expenses. Experience personalized service with our loan consultants who will follow-up with you and can be reached via email or phone.