Savings Rates
Rates as of April 30, 2008
|
Savings Type |
Minimum Initial Deposit |
Minimum Balance to Earn Dividends |
Annual Dividend Rate |
Annual Percentage Yield (APY) |
|
|
$25 |
$25-$99 |
0.5% |
0.5% |
|
Custom Club Savings* |
$25 |
$100-$999 |
0.5% |
0.5% |
|
|
$25 |
$1,000-$9,999 |
0.5% |
0.5% |
|
|
$25 |
$10,000-$24,999 |
.75% |
.75% |
|
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$25 |
$25,000 & above |
.75% |
.75% |
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Money Market Savings** |
$2,000 |
$500-$9,999 |
1.98% |
2.00% |
|
|
$2,000 |
$10,000-$24,999 |
2.23% |
2.25% |
|
|
$2,000 |
$25,000-$49,999 |
2.47% |
2.50% |
|
|
$2,000 |
$50,000-$74,999 |
2.62% |
2.65% |
|
|
$2,000 |
$75,000-$99,999 |
2.62% |
2.65% |
|
|
$2,000 |
$100,000 & above |
2.96% |
3.00% |
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Platinum Checking |
$2,500 |
$1 |
0.50% |
0.50% |
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Investment Type |
|
|
Minimum Initial Deposit |
Minimum to Earn Dividends |
|
|
Annual Dividend Rate |
|
Annual Percentage Yield (APY) |
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|
|
|
|
$1,000 |
$1,000 |
|
|
2.45% |
|
2.48% |
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6 Month Certificate |
|
|
$1,000 |
$1,000 |
|
|
2.65% |
|
2.68% |
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1 Year Certificate |
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|
$1,000 |
$1,000 |
|
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2.75% |
|
2.78% |
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2 Year Certificate |
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$1,000 |
$1,000 |
|
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2.80% |
|
2.84% |
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3 Year Certificate |
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$1,000 |
$1,000 |
|
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3.00% |
|
3.04% |
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4 Year Certificate |
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$1,000 |
$1,000 |
|
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3.15% |
|
3.20% |
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5 Year Certificate |
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$1,000 |
$1,000 |
|
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3.40% |
|
3.45% |
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Traditional, Roth IRA & Coverdell ESA |
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1 Year Certificate |
|
|
$250 |
$250 |
|
|
2.85% |
|
2.89% |
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|
2 Year Certificate |
|
|
$250 |
$250 |
|
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2.90% |
|
2.94% |
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3 Year Certificate |
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|
$250 |
$250 |
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3.10% |
|
3.14% |
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4 Year Certificate |
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|
$250 |
$250 |
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3.25% |
|
3.30% |
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5 Year Certificate |
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$250 |
$250 |
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3.50% |
|
3.56% |
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THIS GUIDE IS MEANT TO PROVIDE GENERAL INFORMATION ONLY. RATES, TERMS, AND CONDITIONS ARE NOT GUARANTEED AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. FEES COULD REDUCE EARNINGS ON SHARE CERTIFICATES. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL. |
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(NCUA Your savings insured to at least $100,000 and backed by the full
faith and credit of the United States Government. NCUA insurance coverage
increases to $250,000 for IRAs. Additional coverage provided by American
Share Insurance.)
